Credit Card Reviews ~ Bad Credit Credit Cards

All American Gold Card Review

The All American Gold, issued by USA Credit, is intended for people with bad or limited credit who are looking to establish or re-establish credit.

Although there is a $149.95 account set-up fee, it is considered reasonable as compared to similar products designed to establish credit, which can charge fees ranging anywhere between $200 and $400 for the first year of membership. There is no interest rate on purchases, and new cardholders have unlimited *free access to their credit report for 30 days.

Based on their “No Credit Check or Credit Turndowns” policy, anyone who applies will be accepted, although certain restrictions do apply (see website for details). Also, the credit line of those active members is reported to a major credit bureau.

The disadvantage of this card is that it can only be used for retail purchases through the USA Shopping Club. In essence, it is a retail charge card that can only be used for selected products.

Cardholder Benefit/s:

* See website for additional benefits.

Therefore, those looking for a low cost option to establish or re-establish credit and do not require a card for general everyday purchases will find the All American Gold to be more than adequate.

Note: We suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application since the information may have changed since the review is written.

Reviewed on March 28, 2007

All American Gold Card  

 

Credit Card Resources


Bad Credit Credit Cards For No Credit, Bad And/Or Poor Credit

Secured Credit Cards:A Great Way To Establish Or Re-establish Credit

No Credit Checks ~ Instant Approval credit Cards

Prepaid Credit Cards - Instant Online Approval