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New Millennium Bank Secured Black Diamond Visa® or Mastercard® Review
The New Millennium Bank Black Diamond Visa®/MasterCard®, by New Millennium Bank, is intended for people that are not qualified to be approved for a standard unsecured credit card because of a limited or poor credit.
Even if you have bad credit and you want to fix your credit you still need some kind of credit to show the creditors that you have learned from your mistakes and are on the way to recovery. New Millennium Bank Black Diamond Visa®/MasterCard® is the one who can help you repair your credit. It is designed for those people with poor or no credit to build or to repair you credit. Yhis card offers you the benefit of no credit check and no turn-turn down policy.
In addition, there is an annual fee of $59 and a one tine processing fee of $149.95 ($199.95 if the applicant would like to be issued both a Visa® and a MasterCard®).
On the contrary, this secured credit card provides several benefits which are not common to secured credit cards. The cardholder is entitled to auto rental insurance, up to $100,000 in travel accident insurance, and an extended warranty for purchases. Plus there is a free companion airline ticket which is the best benefit of the card.
The card provides cardholders with a free membership to TheWorldsBestTravelClub.com, which offers discounts on a variety of travel services and provides the cardholder with a $69 cash rebate on their first condo booking. Applicants also have the chance to participate in a referral program that rewards cardholders with up to $50 per approved referral.
Other Cardholder Benefit/s:
- Access to the referral program to earn up to $50 per referral.
- Up to $100,000 in travel accident insurance.
- Emergency cash replacement.
- Auto rental insurance.
- Personal identity theft assistance.
- Lost luggage reimbursement.
- Extended warranty for purchases.
- Hotel and motel burglary assistance.
* See website for additional benefits.
This card also has a low minimum $300 security deposit, which is put into a savings account in your name. So, if you are ready to start rebuilding your credit, apply now to New Millennium Bank Gold Visa®/MasterCard® and start enjoying the benefits of this secured credit card.
Note: We suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application since the information may have changed since the review is written.
Reviewed on February 21, 2006
Credit Card Resources
Secured Credit Cards:A Great Way To Establish Or Re-establish Credit
| About the Author
Liz Roberts is a freelance writer and loan consultant. The website BadCreditResources.com offers resources that specialize in providing loans and credit cards to people with bad credit. |