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Platinum Plus Card Review
The USA Platinum Plus, issued by USA Credit, is intended for those with poor to limited credit who are looking to establish credit.
Although there is a $149.95 account set-up fee, it is considered reasonable as compared to similar products designed to establish credit, many of which can charge fees ranging anywhere between $200 and $400 for the first year of membership. Also, there is no yearly fee and no interest rate on purchases.
Based on their "No Credit Check or Credit Turndowns" policy anyone who applies will be accepted although certain restrictions do apply (See website for terms and conditions).
The credit line of the active members is reported to a major credit bureau. Also, the new members will have an unlimited *free access to their credit report for 30days.
Therefore, those who do not require a card for general everyday purchases may find the USA Platinum Plus to be a suitable option.
Cardholder Benefit/s:
- Credit line is reported to a major credit bureau.
- No credit checks
- Unlimited *free access to a credit report for 30 day
* See website for additional benefits.
Note: We suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application since the information may have changed since the review is written.
Reviewed on March 28, 2007
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