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Credit Cards for People with Bad Credit
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The Best Credit Cards For Bad Credit
The credit cards on this page are unsecured credit cards specially designed for people with bad credit. Even if you have past credit problems, poor credit, slow credit, bankruptcies, repo's, etc. these lenders have online credit card application, providing you with instant decision.
Continental Finance Gold MasterCard® 
Get a second chance with rates as low as 9.75% APR*! If you have been turned down recently because of your credit score, Continental Finance Gold is here to help you with the second chance you’ve been waiting for. Apply today!
*See website for other fees, rates, and terms and conditions
Capital One® No Hassle Cash Rewards 
Enrich your life with 1% cash back on all purchases and a 25% annual bonus on the cash you've earned during the year.- 25% annual bonus on the cash you earn
- 1% cash back on every purchase
- 0% APR on purchases until December 2008. After that, variable APR, currently 16.9%
- No limit on cash back and rewards won’t expire for the life of your account
- Redeem cash whenever you want
PledgeTM MasterCard®/Visa®
Offering credit to those with less than perfect credit, its our Pledge. Apply now for the new PledgeTM Card from First PREMIER Bank.
- Monthly reporting to the 4 major credit bureaus.
- Low APR on purchases!
- Get the convenience of a MasterCard or Visa card
- Application response within 60 seconds
- Even if your credit is less than perfect.
CreditSoup® Credit Cards 
CreditSoup.com is a free service designed to connect you with a lender that best fits your credit needs. Whether you have no credit, bad credit, or excellent credit, CreditSoup® makes finding your funding as easy as 1-2-3!
Access Visa Credit Card
- Instant On-Line Decision
- Outstanding Customer Service
- Free 24 Hour Online Account Access
- Reports to All Major Credit Bureaus
Orchard Bank Classic MasterCards 
If you're looking for a card with built in benefits you can use on a daily basis and that provides you with the opportunity to establish better credit at the same time, you may be interested in the Orchard Bank Classic Cards. Over the years, millions of people have used this group of cards to build their credit history.
Cash Yes MasterCard®
Real Credit. Right Now. The Cash Yes MasterCard® is the perfect unsecured credit card for those people with a less than perfect credit history or those who are new to credit.
- $370 available credit the moment you get your card
- Cash advance - Get cash when you need it.
- Reports monthly to the major credit bureaus.
- Credit limit increases available
- Automated payment plan - Help minimize late fees
- Unsecured MasterCard® Accepted at millions of locations worldwide
* See website for complete terms and conditions of card usage and application disclosure.
Centennial Gold MasterCard® - Apply for a GOLD MasterCard - INSTANT ONLINE DECISION
- Reports monthly to 4 Major Credit Bureaus
- Low APR on purchases!
- Get the prestige of a GOLD MasterCard®/Visa®
- All credit types welcome to apply!
- $50 Credit Limit Increase by Making your first 2 Minimum Payments!
Read our Review of the Centennial Gold Mastercard
First PREMIER Bank MasterCard®
Less than Perfect Credit? Then we have the card for you! Accepted where you see the MasterCard or Visa logo. Enjoy a Low APR on purchases. Apply now – don’t wait!Click here for our Review of the First PREMIER Bank Mastercard- Monthly reporting to 4 major credit bureaus.
- Low APR on purchases. Quality Customer Service.
NEW Total Visa® Card
No Credit? Bad Credit? Denied Credit? - There may be light at the end of the tunnel. Apply now for the Total Visa®! Instant On-Line Decision! Click here to read Review of the Total Visa Card
- Instant On-Line Decision
- Free 24 hour Online Account Access
- Monthly Reporting to All Major Credit Bureaus
- Fraud Protection
- Outstanding Customer Service
- Guaranteed Approval!
- Bad Credit Accepted!
- No Employment Check!
- * Reports to a
Major Bureaus!
First PREMIER Bank Gold MasterCard® 
Our GOAL is SIMPLE; to offer you a credit card if you have Less than Perfect Credit. Over 3 million customers have experienced the satisfaction of a First PREMIER Bank credit card! Apply now – it’s quick and easy! Read our Review of the First PREMIER Bank Gold MasterCard
- Monthly reporting to 4 major credit bureaus.
- Low APR on purchases.
- Quality Customer Service.
Centennial® MasterCard®
A MasterCard Credit Card for Those with Less than Perfect Credit! Read our Review Of the Centennial MasterCard
- Low APR on purchases
- Over 3 million credit card holder
- Quality Customer Service
NEW Orchard Bank Silver MasterCard 
- Great credit card to strengthen your credit
- Reports to all 3 credit bureaus monthly, which can help improve your credit score
- Free Online 24-hour Account Access and Bill fee
- Periodic credit limit increases
Read our Review Of the Orchard Bank Silver MasterCard
Capital One® Card Lab
Create your own card with Capital One® Card Lab. Choose your rate, your rewards and your card design.
Introducing America's first "Do-It-Yourself" credit card offer, only from Capital One®.
Easy Tips For Avoiding and Ending A Financial Crisis
Easy Tips For Avoiding and Ending A Financial Crisis
What Is An Unsecured Bad Credit Card
An unsecured bad credit card is a credit card that is not secured by a security deposit or any outside collateral. They can be used nationwide, anywhere Visa or Mastercard is accepted.
You Can Get An Unsecured Credit Card Even If You Have A Bad Credit Score!
Did you think you couldn't get an unsecured bad credit card because of your bad credit? The bad credit credit cards on this page are specially designed to help you rebuild your bad credit.