SECURED CREDIT CARDS - Your Choice For Bad Credit

 

Next Millennium Black MasterCard®

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  • No credit check*
  • Approved regardless of credit history
  • Secured credit limit of up to $5000.00
  • Get cash at over 740,000 ATMs
  • Accepted wherever MasterCard® is accepted

Next Millennium Visa®

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Get A Real Visa®! With Up To A $5000.00 Secured Line Of Credit. No Credit Check*. Approval Guaranteed. Easy Application Process. FDIC Insured.

Applied Bank® Secured Visa® Credit Card

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  • 9.99% Low Fixed APR - Rate Won't Change Even If You're Late!
  • CHOOSE Your Credit Limit Up To $5,000*
  • $0 Fraud Liability
  • NO Credit Requirements
  • NO Income Requirements
  • ACCEPTED Worldwide at Millions of Locations
  • CREDIT Bureau Reporting
*Minimum $200 deposit required. Your credit limit will be equal to the amount of your deposit.

UltraVX Visa®

UltraVX Visa®

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  • Credit-On Demand™: up to $25,000 credit line—Patent Pending
  • Instant Approval: no credit check, no minimum income or bank account required
  • Credit Reporting: reports to major credit bureaus
  • Clear Rewards™: American Airlines, Southwest, jetBlue, Marriot, and more…no restrictions!
  • Powerful Account Features: direct deposit, bill pay, free alerts, add cash instantly at 100,000 retail locations nationwide
*Patent Pending

Centennial® Secured MasterCard®

Centennial(R) MasterCard(R) /Visa(R)

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All journeys no matter how long, begin with a first step. Centennial® knows that getting credit can be challenging. Start your journey with a secured Centennial® MasterCard®. Applying is simple, quick and safe.
  • Reports Monthly to 4 Major Credit Bureaus
  • 24 Hour Account Access by Phone

*This is an unsecured, fee-based product.

First PREMIER® Bank Secured MasterCard®

First PREMIER Bank Secured MasterCard®

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Apply now for a credit card for those with less than perfect credit. Join the more than 3 million cardholders who have experienced the satisfaction of a First PREMIER® Bank credit card. Apply now, it’s quick and easy.
  • A Credit Card for Those With Less Than Perfect Credit
  • Monthly reporting to 4 major credit bureaus
  • Quality Customer Service

*This is an unsecured, fee-based product.


Applied Bank® Secured Visa® Gold Credit Card

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  • 9.99% Low Fixed APR - Rate Won't Change Even If You're Late!
  • CHOOSE Your Credit Limit Up To $5000*
  • $0 Fraud Liability
  • NO Credit Requirements
  • NO Income Requirements
  • ACCEPTED at 27 Million Locations Worldwide and Online
  • CREDIT Bureau Reporting
*Minimum $200 deposit required. Your credit limit will be equal to the amount of your deposit.

Horizon Gold Credit Card

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Want a $500.00 credit card? Take control of your credit future. Guaranteed Instant Approval. No Application Fees. Bad credit accepted. Reports to a major credit bureau.

  • Guaranteed Approval!
  • Bad Credit Accepted!
  • No Employment Check!
  • Reports to a Major Bureau!

 

First Option Visa®

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  • Get a REAL Visa® Credit Card
  • Up to $5,000.00 Secured Line of Credit
  • Be Approved Regardless of Credit History or Income*

New Millennium Bank Secured Gold Visa® or Mastercard®

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  • Approved regardless of credit history
  • Credit limits up to $10,000*
  • Reports to all 3 bureaus
  • Get cash at over 740,000 ATMs
  • No credit check
* Terms and conditions apply.

The credit cards on this page are best secured credit cards intended for people with bad credit score. No credit, Bad Credit, NO PROBLEM!


What Is A Secured Credit Card

A secured credit card is a type of credit card that is backed by a saving account used as collateral on the credit available with the card.

Why Choose A Secured Credit Card Above An Unsecured Credit Card?

You not only have a credit limited based on your security deposit but it’s also a savings account. The major benefit that these cards is that it may help you establish a credit history which at some point may allow users to gain unsecured credit cards or other forms of credit finance. Another benefit of secured credit cards is that holders can purchase products that can only be paid for with credit cards such as with some online retailers.